Am I Eligible For a Reverse Mortgage?
You Are Eligible For A Reverse Mortgage If:
- You, and everyone staying on the title to your home are 62 or older
- Your home is your primary residence
- You have a lot of equity in your home (at least 40 to 50%)
- Or you own your home free and clear with no mortgage
- Your home is a single family residence, an FHA approved condominium, an owner occupied 2 to 4 unit residential property, a townhouse, or a manufactured home on a HUD approved permanent foundation. (Read more details about manufactured home requirements here.)
- You complete HUD approved Reverse Mortgage Counseling
Eligibility Does Not Include:
- Income verification
- Good credit or
- Good health
If you meet the above requirements you are eligible for a reverse mortgage, click the button below.




